Dental coverage, offered through MetLife, is designed to promote good dental health for you and your eligible dependents.


As a regular full-time or part-time management employee, you’re generally eligible for coverage on your date of hire. Review the Dental Expense Plan Summary Plan Description (SPD) for details.

If You Are Eligible for Coverage Under Another Dental Plan

If you are eligible for coverage under more than one dental plan — for example, if your spouse can cover you under his or her employer’s plan — it may not mean that you will receive more benefits. Most plans coordinate benefits, meaning your total benefit is limited to what you would receive under the plan with the highest coverage level. For more information on how coordination of benefits works, review the Dental Expense Plan SPD, or contact the carrier.

Coverage Options and Costs

Coverage Options

You have two dental plan options: the Enhanced Dental and Standard Dental options. Preventive care is covered at 100 percent under both options.

Before treatment begins, you should determine what is covered and how much your dental plan option will pay. Please see the Dental Expense Plan SPD, or contact the carrier.

Is Your Dentist in the MetLife Preferred Dentist Program (PDP) Plus Network?

You may pay less when you receive care from dentists in the MetLife PDP Plus network instead of non-PDP Plus dentists. Visit the MetLife website (sign in using the company name “US-Nokia” and enter your home ZIP code where prompted), or call 1-888-262-4876, to find a dentist who participates. Then, just let him or her know that you participate in the MetLife PDP Plus network when you schedule your appointment. (You will not receive a MetLife member ID card, and you do not need one to receive care.) Simply provide your dentist with your Group information (Nokia 85848) and employee ID number.

If you visit a dentist who is not in the PDP Plus network, your dentist will need to complete and submit a claim form. Claim forms are available from MetLife. Or, ask your dentist to apply to join the PDP Plus network. He or she can visit, or call 1-877-MET-DDS9. (Note that this website and phone number are for dental professionals only.)


You pay a portion of the cost with before-tax deductions from your paycheck. For your specific costs, visit the Your Benefits Resources website.