Retiree Health and Insurance Benefits Overview

The retiree health and insurance benefits are designed to protect you financially in case of illness, accident or death. There are a variety of plan options, coverage levels and costs, so you can choose the coverage that’s right for you. The following information is a general overview of these benefits.


Generally, if you’re receiving a service or disability pension, you are eligible for coverage.

There may be additional age and service requirements that apply. For example, you must be at least age 50 with 15 years of service or age 55 with 10 years of service.

Each benefit may have additional eligibility requirements, so refer to the specific plans for more information. In some cases, you may also cover new class I and previously covered domestic partner dependents. New class II dependents may not be added to coverage at any time. Review Defining Eligible Dependents for a list of class I and class II dependents.

Coverage Options and Costs

Coverage Options

You must enroll in these plans to receive coverage:

For most retirees in the service-based plan, if you don’t actively enroll in medical and dental coverage during your initial eligibility period or the annual open enrollment period, the company will automatically assign a level of coverage to you. You must actively choose No Coverage to opt out.


Your retirement date determines the amount that the company contributes toward the cost of your coverage.