Retirement Savings & Pension
Savings/401(k) Plan
Through the Nokia Savings/401(k) Plan, we strive to offer diverse, competitive and low-cost investment funds as well as services that will help Plan participants achieve their retirement goals.
Take Action
To learn more about managing your Plan account, log on to the Your Benefits Resources (YBR) website.
Once you sign in, you can view your current investments and use the different tools and resources to make the most of your retirement savings.
Some of the Resources You’ll Find on the YBR Website
- Fund information
- Retirement advice tools
- Online beneficiary designation tool
- Online statements and transaction history
Plan Information
- Change to Retirement Date Funds, Annual Fee and Expense Disclosure, QDIA, Availability of Updated SPD and Important Reminders – Effective April 1, 2024
- Notice of Change to Retirement Date Funds – Effective April 1, 2024
- Annual Fee and Expense Disclosure – Effective April 1, 2024
- Qualified Default Investment Alternatives (QDIA) Notice – Effective April 1, 2024
- Important Reminders, Online Security Tips/Alight Protection Program, New Feature: Account Lock, Is Your Contact Information Up to Date on YBR, Beneficiary Designation Forms
- Glossary of Investment Terms
- Fund Fact Sheets
- Quarterly Fund Performance Review
- Transfer Restrictions and Short-Term Trading Fees
- Nokia Savings/401(k) Plan Summary Plan Description (SPD) — Effective January 2024
Savings Plan Questions?
Please visit the YBR website or call the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711) (select the “Retirement and Investments” option). Representatives are available from 9:00 a.m. to 5:00 p.m., Eastern Time (ET), Monday through Friday.
Pension Plan
If you are eligible for a pension benefit, you can learn more about it through the YBR website. You may also contact the Nokia Benefits Resource Center.
What You Can Do on the YBR Website
If you are now receiving benefits:
- View your payment confirmations and history;
- View your future payments;
- View and print tax forms;
- Change or model your federal and state withholding;
- Change where to receive your payment;
- Change your personal information such as your permanent address, phone number and email address;
- Request a new User ID and password or change your existing User ID and password; and
- Send questions to a customer service representative.
If you are eligible for a benefit:
- View your pension information;
- Project your pension income;
- Start your pension;
- Make beneficiary designations and changes (if applicable); and
- Request a new User ID and password or change your existing User ID and password.
