Contact Information

Resource	Type of Information	Contact
Nokia Benefits Resource Center	Answers to your health and welfare, 401(k) and pension questions. For example: Health and welfare Take care of a unique health and welfare benefits issue Resolve an issue that you have not been able to solve on your own first Notify Nokia if you or your eligible dependent(s) are or will become Medicare-eligible due to a disability 401(k) Get 401(k) information and request transactions Pension Get pension information and request transactions	1-888-232-4111 1-212-444-0994 (if calling from outside of the United States, Puerto Rico or Canada) Representatives are available from 9:00 a.m. to 5:00 p.m., Eastern Time (ET), Monday through Friday
Centers for Medicare & Medicaid Services (CMS)	Information about Medicare	www.medicare.gov 1-800-MEDICARE (1-800-633-4227)
Your Benefits Resources^TM (YBR) Website	Information on your health and welfare, 401(k) and pension benefits. For example: Health and welfare View your current health and welfare benefits coverage Make enrollment decisions 401(k) View your current 401(k) balance Pension If you are receiving a pension benefit: View your pension payment confirmations and history View your future pension payments View and print tax forms Change or model your federal and state withholding Change where to receive your pension payment Change your personal information such as your permanent address, phone number and email address Request a new User ID and password or change your existing User ID and password Send questions to a customer service representative If you are eligible for a pension benefit: View your pension information Project your pension income Start your pension Make beneficiary designations and changes (if applicable) Request a new User ID and password or change your existing User ID and password General Learn more about your Nokia benefits Review, add or change your dependent or beneficiary information on file (if applicable) Understand how a Life Event may affect your benefits	https://digital.alight.com/nokia

Aetna Dental Coverage

Resource	Type of Information	Contact
Aetna Dental	Understand how your dental coverage works Find network dentists Access claims information	www.aetna.com Traditional option: 1-800-220-5470 DMO option: 1-800-220-5479

Health Maintenance Organizations (HMOs)/Medicare HMOs

Resource	Type of Information	Contact
Your HMO/Medicare HMO Carrier	Understand how your HMO/Medicare HMO coverage works Access claims information	Contact information is also available: On the back of your ID card, if you are currently enrolled in an HMO/Medicare HMO; By visiting the YBR website at https://digital.alight.com/nokia; or By calling the Nokia Benefits Resource Center at 1-888-232-4111.

Express Scripts Prescription Drug Coverage

(does not apply to HMO/Medicare HMO prescription drug coverage)

Resource	Type of Information	Contact
Express Scripts	Understand how your prescription drug coverage works Prescription coverage and pricing information, including comparisons for brand-name and generic medications received through mail order and retail Access claims information Find a participating (in-network) pharmacy Order medications from the Express Scripts Pharmacy for savings opportunities	www.express-scripts.com 1-800-336-5934
Express Scripts My Rx Choices	Find lower-cost options for the medications you currently take on an ongoing basis	www.express-scripts.com/choices 1-800-336-5934
Express Scripts Low Cost Generics	Determine if your medications are eligible for an additional discount through mail order	www.express-scripts.com/ lowcostgenerics 1-800-336-5934

MetLife

Resource	Type of Information	Contact
MetLife Life Insurance	Understand how your life insurance coverage works Request conversion Request or update beneficiary forms	1-888-201-4612
MetLife Long-Term Care Insurance (LTCI)	Understand how your LTCI coverage works Note: Plan closed to new entrants	1-800-984-8651

Other Benefits

Resource	Type of Information	Contact
Added Benefits	For identity theft protection services, auto and home insurance and pet insurance enrollment and questions, and for Vision Discount Program questions	www.addedbenefitsaccess.com 1-800-622-6045

UnitedHealthcare

Resource	Type of Information	Contact
UnitedHealthcare Member Services	General information about your coverage and dedicated Customer Care (Member Services) Understand how your UnitedHealthcare medical coverage works Find network physicians, specialists and facilities in your community Compare average treatment costs and hospitals in your area for medical procedures you may be considering Manage your healthcare choices and costs through a Plan Comparison Calculator Access claims information Speak with an experienced customer care representative who understands your plan option and can answer questions quickly	Group Medicare Advantage (PPO): www.UHCRetiree.com/nokia 1-888-980-8117 (TTY: 711) (8:00 a.m. to 8:00 p.m., local time, seven days a week) POS: 1-800-577-8539 Traditional Indemnity: 1-800-577-8567 www.myuhc.com
UnitedHealthcare Mental Health and Chemical Dependency	Understand how your mental health and chemical dependency coverage works Access claims information	www.liveandworkwell.com POS: 1-800-577-8539 Traditional Indemnity: 1-800-577-8567
UnitedHealthcare OptumHealth^SM NurseLine and Live Nurse Chat	Speak with a registered nurse at any time Get information about health and welfare topics Participate in a live online Nurse Chat Both English- and Spanish-speaking registered nurses are available	Group Medicare Advantage (PPO): 1-877-365-7949 POS and Traditional Indemnity: www.myuhc.com 1-866-444-3011 (24 hours a day, seven days a week)
UnitedHealthcare Cancer Resource Services (CRS)	Get information regarding a cancer diagnosis and treatment Find cancer centers or physicians	www.myoptumhealthcomplexmedical.com 1-866-936-6002 (7:00 a.m. to 7:00 p.m., Central Time [CT], Monday through Friday, excluding holidays)
Healthy Pregnancy Program	24-hour access to experienced maternity nurses Education and support for women through all stages of pregnancy and delivery	www.cx.uhc.com/uhcpregnancy 1-800-411-7984
Congenital Heart Disease Program (CHD)	Clinical consultants can provide information to assist parents, family members, case managers and physicians in making decisions about congenital heart disease	www.myoptumhealthcomplexmedical.com (click on the “Congenital Heart Disease” link or call the phone number on the back of your medical ID card)
Transplant Resource Services	Services and access to medical professionals renowned for providing quality treatment in solid organ or blood/marrow transplants	www.myoptumhealthcomplexmedical.com (click on the "Transplantation" link or call the phone number on the back of your medical ID card)