The following section provides information for participants who are enrolled in, or eligible to elect, the Health Care Flexible Spending Account (HFSA) and/or
Dependent Care Flexible Spending Account (DFSA).
Important Reminders for 2013
- You must actively elect the HFSA and/or DFSA during the annual open enrollment period each year. If you do not make a contribution election for the HFSA and/or DFSA during this annual open enrollment period, you will not be a participant in either or both accounts for 2013. These elections do not roll over each year.
- If you are enrolled in the HFSA in 2012 and re-enroll for 2013, hold on to your current debit card. If you and/or your dependent(s) have a current HFSA debit card with a December 2012 expiration date, a new card will be issued.
- You must keep all your receipts for eligible expenses. You may be asked to submit them for reimbursement. If you are unable to provide proof of a claim with a receipt, your HFSA debit card will be deactivated and you will be asked to either submit payment to cover those expenses or submit substitute receipts for any other eligible out-of-pocket expenses.
- If you are enrolled in the HFSA and/or DFSA in 2012, do not forget these deadlines:
New for 2013 — the Most You Can Elect to Contribute to Your HFSA Is $2,500.
There is a limit of $2,500 for employee contributions to HFSAs in 2013 due to the healthcare reform law.
The HFSA and DFSA are administered by Ceridian.
For more information about these accounts and/or to see a list of eligible healthcare and dependent care expenses, go to www.ceridian-benefits.com or call
New FSA SPD
A new Summary Plan Description (SPD) for the
| HFSA Deadlines | DFSA Deadlines |
|---|---|
| March 15, 2013: Last day to incur expenses eligible for reimbursement | December 31, 2012: Last day to incur expenses eligible for reimbursement |
| April 15, 2013: Last day to submit claims for reimbursement | April 15, 2013: Last day to submit claims for reimbursement |
| Use it or lose it: HFSA and/or DFSA balances will be forfeited if not used by the last day(s) to incur expenses and claims are not submitted (postmarked or faxed) by April 15, 2013. | |
- Ensure that your dependent(s) qualify under Internal Revenue Service (IRS) guidelines before you elect a DFSA. For example, a dependent child must be under the age of 13. For further information, visit the Ceridian website at www.ceridian-benefits.com.
- November 30 is the last day you can make elections or changes to your FSAs for the current year. Even if you experience a qualified status change that permits you to make changes to your benefits, you will not be able to make changes to your HFSA and DFSA elections after November 30.
1 Includes employees on a leave of absence (LOA), sickness or accident disability, long-term disability (LTD) or workers' compensation, COBRA participants and survivors in the Family Security Program (FSP).