Management/Non-Represented Plan Design Retirees
You’re automatically enrolled in prescription drug coverage if you are enrolled in the UnitedHealthcare Group Medicare Advantage (PPO) with prescription drug coverage. Like your medical coverage, your prescription drug coverage is administered by UnitedHealthcare. Your prescription drug coverage includes medically necessary drugs and medicines prescribed by your or your covered dependent’s doctor on an outpatient basis.
Note: As a Medicare-eligible individual, you cannot participate in Nokia-sponsored retiree prescription drug coverage and in a Medicare Part D plan not sponsored by Nokia at the same time.
The UnitedHealthcare Group Medicare Advantage (PPO) with prescription drug coverage is the prescription drug coverage offered to Medicare-eligible participants and their eligible Medicare-eligible spouses and/or Medicare-eligible covered dependent(s) enrolled in Nokia retiree healthcare coverage.
The UnitedHealthcare Group Medicare Advantage (PPO) with prescription drug coverage reflects a Medicare Part D plan design, which includes three stages: yearly deductible stage, initial coverage stage and catastrophic coverage stage. It also categorizes drugs using a Medicare Part D formulary, which contains a wide selection of medications produced by the major pharmaceutical companies. After your enrollment in the plan is confirmed, you will receive plan design information in the mail at your home as part of a “Welcome Kit” from UnitedHealthcare.
The enrollment period for the UnitedHealthcare Group Medicare Advantage (PPO) with prescription drug coverage is when you become Medicare-eligible or during Nokia’s annual open enrollment period in the fall.
Remember, your prescription drug coverage is a part of your Nokia medical coverage. If you are Medicare-eligible and enroll in coverage through the company, you will be automatically enrolled in this Nokia Medicare Part D prescription drug coverage.
See the current Benefits at-a-glance and resource contact information in the annual open enrollment section of this website and/or Medicare and Your Nokia Coverage, or contact the carrier for information about your prescription drug coverage.
Important Prescription Drug Coverage Information for Medicare-Eligible Participants Enrolled in the Traditional Indemnity Option, and Participants Not Eligible for Medicare Enrolled in a Point of Service (POS) or Traditional Indemnity Option
Your medical and mental health and chemical dependency coverage is administered by UnitedHealthcare. However, your prescription drug coverage is administered by CVS Caremark.
To learn about your CVS Caremark prescription drug coverage, please refer to the Welcome Kit sent to you by CVS Caremark after you enrolled in medical coverage. You can also review these CVS Caremark resources:
Prescription drug coverage premiums are included as part of your medical coverage premiums.
For specific costs, visit the YBR website.
