Retiree dental coverage, offered through Aetna, is designed to promote good dental health for you and your eligible dependents.
If you are enrolled in retiree medical coverage, you’re automatically enrolled in retiree dental coverage (Traditional option). If you have dependents enrolled in retiree medical coverage, they also receive retiree dental coverage. Review the Dental Expense Plan SPD for details.
Understanding Your Retiree Dental Plan Options
Depending on your home ZIP code, you may have the following retiree dental plan options:
* You will see only the Traditional option on the Your Benefits Resources (YBR) website; the DMO option will not appear as a coverage option on the YBR website, even if you are currently enrolled. To enroll in the DMO option, you must first enroll in the Traditional option (if you are eligible) and then call Aetna to enroll in the DMO option (if available in your home ZIP code).
The options vary by:
If you need dental work costing over $200, you should determine, before treatment begins, what is covered and how much your dental plan option will pay. Please see “Predetermination of Benefits” in the Dental Expense Plan SPD, or contact the carrier.
Note: You will not receive an Aetna member ID card and you do not need one to receive care. However, if you would like to have a member ID card, you can print one out from the Aetna website.
To find a dentist in the DMO network:
Note: It is always a good idea to confirm with your dentist that he or she participates in your dental plan option before scheduling an appointment.
Changing Your Retiree Dental Plan Option
Once you are enrolled in the Traditional option, you may switch to the DMO option (if it is available to you). You may switch back and forth between the Traditional option and DMO option at any time, but not more than once a month. To switch, call Aetna at:
If you call by the 15th of the month, your change will become effective on the first of the following month.
The cost of retiree dental coverage is included in the cost you may pay for retiree medical coverage. For your specific costs, visit the YBR website.