Welcome to annual open enrollment for your Nokia benefits for 2022.

The annual open enrollment period for your 2022 Nokia health and welfare benefits coverage is September 27, 2021 – October 8, 2021. You will find most of your enrollment information online through this Enroll in Your Benefits page here on BenefitAnswers Plus.

You may enroll online or by telephone as follows:

Online and phone enrollment

The 2022 annual open enrollment period begins on Monday, September 27, 2021, at 9:00 a.m., Eastern Time (ET), and ends on Friday, October 8, 2021, at 5:00 p.m., ET.

You may learn about your 2022 coverage choices and costs — as well as enroll in and/or change your Nokia health and welfare benefits coverage — online on the Your Benefits ResourcesTM (YBR) website, or by calling the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711) during these dates and times. Representatives are available from 9:00 a.m. to 5:00 p.m., ET, Monday through Friday.

Please note:

  • This year, the annual open enrollment period runs for two weeks only. You may enroll online or by phone during this time.
  • You cannot use the YBR website or call the Nokia Benefits Resource Center to enroll in or make changes to your coverage for 2022, or call the Nokia Benefits Resource Center to ask questions about your 2022 plan options and pricing, until Monday, September 27, 2021, at 9:00 a.m., ET.

You must take action before Friday, October 8, 2021, at 5:00 p.m., ET. Late enrollments will not be accepted.

To access your personalized benefits information and to enroll, you will need your YBR User ID and password.

If you have forgotten your User ID/password, go to the YBR website, select “Forgot User ID or Password?” and follow the prompts to get a new one(s).

A one-time access code will be provided to you by telephone or text message as applicable (if you previously added your preferred telephone number — home or mobile — to the YBR website). You may also answer your security questions if you have previously completed them. If none of these are on file with YBR, you will need to request a temporary password be sent to you by US mail. It may take up to 10 days to receive your password through the mail.

Tip: If you have not already done so, log on to the YBR website today and provide your preferred telephone number — home or mobile. Just select the profile icon at the top right of the page, then “Personal Information” and enter your phone number where indicated. We recommend that you add a mobile phone number to take advantage of additional security and text messaging capabilities.

Please note: If you have previously elected electronic delivery of benefits communications, adding your mobile phone number to personal information on YBR will not affect email delivery of those communications. Benefits communication will continue to be sent to your email address on file.

Your default coverage is the Nokia health and welfare benefits coverage in which you and your covered dependent(s) will be enrolled automatically for 2022 if you do not take any action during the annual open enrollment period.

Because your default coverage for 2022 may, in some cases, be different from your 2021 coverage, it is your responsibility to confirm that your 2022 default coverage shown on the YBR website during the annual open enrollment period is the coverage you want for 2022.

For residents of any of the 50 US states, US territories or the District of Columbia only: If you (and your Medicare-eligible dependent[s]) are currently enrolled in the Traditional Indemnity option, your default coverage for 2022 will be the UnitedHealthcare Group Medicare Advantage (PPO). This means that, if you do not actively re-enroll in the Traditional Indemnity option during the annual open enrollment period, your medical coverage in the Traditional Indemnity option will end on December 31, 2021.

Here is how to find your default coverage starting Monday, September 27, 2021:

  1. Visit the YBR website at https://digital.alight.com/nokia.
    • From the home page, select the “Health & Insurance” tab at the top of the page.
    • Click the “Health & Insurance Summary” tile to be taken to the “Health & Insurance” page.
    • Scroll down and click the blue “View Pending Coverage Costs (effective Jan 1, 2022)” tile.
    • You will be taken to the “View or Change Future Coverage” page, where your default coverage will be displayed.
  2. Alternatively, you may call the Nokia Benefits Resource Center’s automated system at 1-888-232-4111 (TTY 711) to request that a copy of your default coverage record be sent to you.
    • When prompted, enter the last four digits of your Social Security Number and your date of birth (mm-dd-yyyy). (You may also be prompted to enter your ZIP code.) No password required!
    • Anytime during the “It’s annual enrollment time!” greeting, say, “Annual enrollment” and then, “Send enrollment confirmation.”
  3. The copy of your default coverage record will be mailed to your address on file within seven to 10 business days.

Note: If you have signed up to receive communications from the Nokia Benefits Resource Center electronically, the copy will be sent to your Secured Participant Mailbox on YBR within one business day.

You may view your annual open enrollment communication materials here on BenefitAnswers Plus. Shortly before annual open enrollment begins, you will receive a mailing from Nokia with details about what’s changing for 2022.

If so, you will receive additional materials from UnitedHealthcare in September. To learn more about the UnitedHealthcare Group Medicare Advantage (PPO), call UnitedHealthcare at 1-888-980-8117 (TTY 711), 8:00 a.m. to 8:00 p.m., local time, Monday through Friday, or visit www.UHCRetiree.com/Nokia.

Important information about default coverage

Your default coverage is the Nokia health and welfare benefits coverage in which you and your covered dependent(s) will be enrolled automatically for 2022 if you do not take any action during the annual open enrollment period. It is your responsibility to confirm that your 2022 default coverage shown on the YBR website is the coverage you want for 2022.

Confirming your default coverage is quick and easy. See “Check your default coverage” in the dropdown on the left to find out how to confirm your default coverage starting Monday, September 27, 2021, at 9:00 a.m., ET.

Learn more!

Your 2022 enrollment materials will be posted here as they become available:

  1. Pre-enrollment
  2. Enrollment